Commercial property loans: loans for buying commercial property

Oak Laurel | Finance brokers 

Do you want to talk to a finance professional about getting a business loan? We can help.


Non-conforming business finance: non-conforming plant and equipment loans

We can arrange non-conforming business finance for:

  • Poor credit history, loan defaults, adverse judgments, discharged bankrupt, tax arrears;
  • Cash flow /working capital using the equity in unencumbered plant & equipment;
  • Startups or business acquisitions;
  • Other lenders declined applications; and
  • Specialised or older plant or equipment.

commercial financing: commercial real estate loans

Contact us about your non-conforming business finance needs.

An Oak Laurel mortgage broker will go through your finance requirements with you to ascertain the best way forward.

Call us:

+61 430 129 662


OAK LAUREL

Oak Laurel Mortgage Broker

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Enquire about a non-conforming commercial loan now!

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non-conforming commercial loan: nonconforming business finance

Have you been rejected but other banks because you don’t conform to their lending requirements? We may be able to help!


A nonconforming business loan is a loan that does not meet normal the banks or lenders criteria approval. Reasons can include:

1. bad credit;

2. unusual asset used as a security / collateral for the loan;

3. insufficient income;

4. larger loan amount;

5. higher loan to value ratio;

Oak Laurel can arrange non-conforming business loans for things like:

1. Financing tax debt;

2. Financing unusual / specialised plant or equipment;

3. Financing older plan or equipment;

4. Financing startups or business acquisitions; or

5. Financing cash flow / working capital using the equity in unencumbered plant  & equipment.

The Preferred loan to value range for non-conforming loans is between  75% – 85%.

Loan terms / length available for non-conforming loans are between 12 months – 60 months.

The proof of income required for these non-conforming loans includes: recent financials, personal tax returns, Business Activity Statement (BAS) or management accounts.

This is not a Lo Doc Loan.

Non-conforming loans of between $25,ooo to $750,000 are available.

Up to 30% residual value may be required depending on the proposal.

The interest rate will vary depending on the situation. The base rate range is 16.0% to 19.5% depending on variables of the proposal.

There is no application fee. However there is a documentation fee of a minimum $600.00 on acceptance.


Commercial vehicle loan

Have you been rejected by the banks? Need a non-conforming business loan? Maybe we can help.



After plant and equipment finance?

Find out about normal (conforming) plant and equipment finance here:




Loans for franchises

Need finance for a franchise business? Find out about your franchise finance options.




Bad credit home loans

Do you have a bad credit history? Find out about bad credit history home loans. You may be able to get a home loan despite having a bad credit history.




Low doc business loans

Sometimes you may not have all of the required documentation to prove your income to the bank or lender when you need a business loan. In this case a low doc business loan may be an option,




Debtor finance | Invoice finance

If you sell on credit you may be able to get invoice finance / debtor finance.



Oak Laurel Finance Brokers – Nonconforming commercial finance made easy!

Oak Laurel Mortgage Broker