Oak Laurel | Mortgage brokers
Foreign investors, do you want to talk to a foreign national mortgage specialist about borrowing to invest in Australian real estate? We can help!
Foreigner mortgages: Home loans for foreigners living overseas
Borrow to invest in Australian property. We can help you get a mortgage.
Contact a foreign national mortgage specialist to discuss your needs.
Pick up the phone and talk to us, call
Get your mortgage approved FAST!
Benefit from our experience
Do you qualify for a foreigner mortgage? Contact us to get your application started.
Note that that commencing 1 Dec 2015 there is a $5,000 application fee when applying to the Foreign Investment Review Board to purchase residential property costing less than $1 million and $10,000 for properties greater than $1 million and each million after.
Tax and other conditions specific to your country may apply. You should check with your advisor before purchasing a property in Australia.
Different home loans are available for non-residents depending on your residency status (non-resident living overseas, temporary resident living in Australia, permanent resident). More information is provided here on Non-resident home loans for Australian property.
We can assist you to find the right lender that will accept your type of loan application.
Applications are assessed based on four topics:
- Your capacity to repay the loan – Do you have sufficient income to repay the loan?
- Your character – do you have stable employment/income and residence? Have you repaid debts in the past? However, Australian lenders will only check loan defaults in Australia, not those overseas.
- Your contribution of capital – how much deposit will you use?
- The collateral for the loan – are you securing the loan against a quality asset the lender can sell quickly without losing money if you fail to make the repayments for the loan?
Even though lenders assess mortgage applications on these themes, different lenders will have different policies on what they accept in their assessment. We can help you submit your application to the ender most likely to accept your loan application.
Mortgages to foreign residents for the purchase property in Australia are generally assessed on a case by case basis. We can help you get your mortgage application approved!
There are strict restrictions on the currency of foreign incomes. Some country currencies are not accepted. Contact us to find out if you are eligible.
Oak Laurel mortgage brokers still have options that may be able suitable for you.
Oak Laurel will mortgages for foreign nationals approved. An Oak Laurel mortgage broker will make getting your Australian mortgage a stress free process!
Oak Laurel will get you a great result! Be confident that you are in good hands.
We will provide expert advice so you can be sure that you are getting the right loan.
Range of lenders
Oak Laurel have access to a wide range of loans and lenders. We have relationships with the lenders that offer great home loan packages for foreign nationals investing in Australian real estate.
Our Panel of Lenders
Our mortgage brokers have access to a large panel of lenders, this means that we can offer you a wide selection of home loans.
Please note: some of our mortgage brokers may not offer products from all of the listed lenders.
Oak Laurel Mortgage Brokers – Home loans made easy!