Home loan special deals for Energy, Mining, and Resources Professionals - engineer, surveyor, mine surveyor, quantity surveyor, geologist, geophysicist

Home loan special deals for Energy, Mining, and Resources Professionals

Why do energy, mining and resource professionals get special home loan deals from some lenders?

Because of their high income levels and in demand jobs, some lenders consider people working in these professions as low risk and among their preferred customers. These lenders are therefore willing to give incentives to people in those professions for them to be their customers.


What specials are available for home loans for Mining, Energy and Resource professionals?

Mining, energy and resource professionals (if they meet certain criteria) are able to get generous interest rate discounts. They are also able to get lenders mortgage insurance requirements waived on home loans above 80% of the property value (loan to value ratio – LVR). The maximum proportion of the property value that you will be able to borrow without lenders mortgage insurance will depend on the lender.


Which professions in the energy, mining and resource sectors can get the home loan specials?

Specials are available for:

  • Home loans for Engineers
  • Home loans for Surveyors
  • Home loans for Mine Surveyors
  • Home loans for Quantity Surveyors
  • Home loans for Geologists
  • Home loans for Geophysicists

People in these professions must also have high incomes, and membership of an appropriate professional association.

Are there any other criteria that need to be met to be able to get a special Mining, Energy and Resource professional home loan?

Yes, in order to get the special Mining, Energy and Resource professional home loan deal you will also need to meet most of the other lending criteria. This includes having enough income to repay the loan comfortably after all your other expenses and liabilities (loan payments) are considered. There may also be restrictions on the type and location of the property that you will use as security for the mortgage among other lender specific criteria.

I am a resource, mining or energy professional (engineer, surveyor, mine surveyor, quantity surveyor, geologist or geophysicist) and I want to compare my home loan options.

Contact a mortgage broker and go through your mortgage options.

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I don’t think that I am eligible for a professional mortgage, can I still get a good deal on my home loan?

Yes, some lenders offer special home loan deals for people working in other professions  (see below). Also some lower income earners may be able to get a low deposit mortgage without lenders mortgage insurance if they are in Western Australia.

Even if you are not in one of the professions that can get special home loan deals, please contact us to find out what we can do for your home loan.

Which other professionals can get special deals on their home loan?

Some lenders specify which professions they allow special deals for these can include:

Medical doctors and some medical specialists 














Law professionals 


Other in-demand professions 



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