low doc business loans: lo doc commercial finance for small business owners and self employed

Oak Laurel | Finance brokers 

Business and self-employed people, do you want to talk to a professional about a low doc business loan? We can help.

Low doc business loans: lo doc commercial finance for business and self-employed people

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self-employed loans - low doc loans for business and self employed people

Low doc loans for business and self employed people

A low doc business loan is a type of commercial loan / business finance that does not require the same financial statements and documents as traditional full documentation (full doc) loans.

However, low doc business loans can still offer competitive rates and flexible terms. Low doc business loans are practical and fast so that you can have access to funds without waiting for all the normal documents required for a full doc loan. lo doc loans can help your business by providing the funds you need them.

Low doc business loans are suitable for small businesses and self-employed people when they are unable to provide:

  • Tax returns
  • Financial statements
  • Proof of consistent income

Since many self employed people and businesses don’t have the documents required for a full doc business loan, a low doc loan may be their only option. We can arrange low doc business loans with competitive rates, fees and loan terms that suit your situation.

Yes, we can assist with low doc business loans. Small business owners are prime candidates for low doc business finance especially when they are yet to complete their financials.

If you have all of the required documentation for a full doc business loan then the full doc loan may be a better alternative (than a lo doc loan) as the rates and overall package can be cheaper. Full doc loans are considered lower risk than low doc loans.

If you have:

  • Tax returns
  • Financial statements
  • Proof of consistent income

It may be better for you to apply for a full doc business loan.

The low doc finance process is as follows:

  1. Call us or complete the contact form on this website.
  2. One of our finance brokers will contact you to discuss your finance needs.
  3. We will review which loan or loans meet your needs and provide options for you.
  4. You decide which finance option you would like to take.
  5. We will help you complete a finance application including and documents required (such as an income declaration form).

Some options will not require a credit check.

The documents required vary between lenders. The main documents that can be used to verify your income for a low doc commercial loan are:

  • An accountant’s letter verifying your income;
  • Recent Business Activity Statement (BAS);
  • Old tax returns;
  • Interim financial statements;
  • Self-signed income declaration form.
Oak Laurel finance brokers have access to a wide range of lender and wide range of low doc commercial loans. We have access to the major banks as well as a wide range of non-bank lenders. This means that you get more choice and are more likely to find a low doc loan that meets your needs.

low doc small business loans

Are you a small business owner? Get a low doc small business loan that meets your needs.

Are you looking for the right low doc business loan?

Contact a finance professional to discuss your needs.

Pick up the phone and talk to us, call

0430 129 662


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Contact us about a lo doc commercial loan application started

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Great Service

Oak Laurel will strive to get your loan approved. An Oak Laurel mortgage broker will make getting your loan a stress free process!

Great Results

Oak Laurel will get you a great result! Be confident that you are in good hands.

Expert advice

We will provide expert advice so you can be sure that you are getting the right loan.

Range of lenders

Oak Laurel have access to a wide range of loans and lenders. We have relationships with the lenders that offer great low doc business loan packages.

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