Fast commercial loans | short term business finance

Short term commercial loans

Oak Laurel can arrange direct access to quick short term business loans, which are available for any worthwhile purpose. Secured and unsecured business loans available. Short approval time, as little as a few days. An exit strategy may be required like the sale, longer term finance or other legitimate exit strategy before the end of the finance. Loan terms typically between 1 to 12 months but can be longer.

Quick business finance

We can assist you to obtain quick commercial finance for:

• Property development sites prior to the getting a development approval and starting the development;
• Developer or builder to finish construction after unforeseen shortfall;
• Delayed settlement of long term finance;
• Funding business growth;
• Managing business cash flow;
• Urgent investment opportunities; or
• a wide range of other business needs.

Secured fast business loans

Some lenders will only provide secured fast commercial loans. Acceptable securities include registered 1st or 2nd mortgages or caveat over fixed property:

• Residential property;
• Commercial property;
• Industrial property;
• Other property on a case by case basis;
• assets such as vehicles, boats, plant and equipment may be considered but as additional collateral security only and may allow you to borrow at higher loan to value ratios on the primary property used as security.

Maximum loans size can be dependent on the asset used as the security, loan type and structure. 

Lender providing secured loans typically have maximum loan to value ratios which can dependent on asset class. A valuation of the security may be required.

Unsecured fast commercial loans

Some lenders are willing to provide quick unsecured commercial loans in many cases. You may be able to lend based on your cash flows for a fast unsecured business loan.

• Unsecured funds up to $400k
• Flexible repayment options
• Loan up to 12 months
• Typically no financials required

Short term | Quick commercial loan brokers

Oak Laurel’s specialists quick commercial finance brokers can arrange competitive rates for small or large short term commercial funding. Ask us if we can help with your situation, it may be easier than you think.

Call us.

Oak Laurel Finance Brokers – Loans made easy!